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We recently activated the access bond facility on our Standard Bank home loan so we could pay in additional funds (but still have access to them down the line if needed). It was a significant chunk we put in, and we chose 1 of 2 options: to keep our monthly repayment the same (so we end up paying the loan off sooner). Lo and behold, I happened to notice that I’ve been debited for approx. R2,100 more than the normal monthly repayment. We’ve never been in arrears and haven’t…